Houston Indexed Annuities
Indexed annuities offer annuitants the opportunity to earn higher yields based on stock market performance without their money actually being in the market therefore protecting their principal with no losses when the market goes down. Indexed annuities also offer a minimum interest rate called “the floor” which can be 1-3%. You can also move your money in and out of the indices and into the fixed account at specific times stated in the contract. Theses products offer the Best of Both worlds.